> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shores.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Credit policy and underwriting

> How Shores selects, sizes and approves loans.

<Info>
  Outline. This page is a draft and will be completed before launch.
</Info>

How Shores selects, sizes and approves loans. Every loan is a short-term bridge loan secured by a first lien on real property in Latin America and South Florida.

## Eligible borrowers and properties

\[TBD: borrower types and property types in scope]

## Valuation and title

\[TBD: valuation standard, who performs valuations, title and lien registration process]

## Loan sizing

\[TBD: sizing policy for publication]

## Concentration limits

\[TBD: limits per borrower, property type and market]

## Approval

Underwriting and loan approvals stay with the credit team. \[TBD: approval process and who signs off]


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