> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shores.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# How to borrow from Shores

> Becoming a Shores borrower, from first contact to funding.

## Who borrows

* Property owners who need capital quickly and for a short period
* Borrowers with real equity in the property
* \[TBD: borrower types and property types in scope, for example residential, commercial, land]

## Becoming a borrower

<Steps>
  <Step title="Contact Shores">
    Reach out directly or through your broker. See [Get in touch](/contact/get-in-touch).
  </Step>

  <Step title="Identity and documents">
    Complete identity checks (KYC, or KYB for companies) and provide ownership records and details of the property and your exit plan. \[TBD: document checklist]
  </Step>

  <Step title="Underwriting">
    Shores reviews the borrower, the title, the property's value and the exit plan, and sizes the loan conservatively. \[TBD: valuation and title process]
  </Step>

  <Step title="Sign and register">
    Sign the loan documents. The first lien is registered against the property. See [Borrower loan agreement](/legal/borrower-loan-agreement).
  </Step>

  <Step title="Funding">
    The loan is funded offchain. \[TBD: typical time to fund]
  </Step>
</Steps>

## Brokers

\[TBD: broker program details]


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